They had a farm liability insurance policy with the plaintiff. The defendants ran a farm and cattle ranch. Injuries Arising from Use of ATV on Farm Not Covered Under Insurance Policy. The trial court also determined that the policy language was not ambiguous and was not “buried deep” into the policy documents. He also claimed that the exclusions were “buried in the more than 100 pages of the policy.” The trial court disagreed, determining that the policy’s liability provisions applied only to claims for bodily or personal injury brought by third parties against the plaintiff. The plaintiff sued, claiming that he intended to purchase coverage for personal injuries he might suffer while operating his farm and that he had a reasonable expectation of coverage under the policy. The defendant denied coverage on the basis that the policy only covered claims for bodily or personal injury brought by third parties against the plaintiff, and that the farming endorsement did not extend coverage for the plaintiff’s own bodily injury and incorporated the policy’s exclusion for bodily injury into the farming endorsement.
The plaintiff had a homeowner’s insurance policy with the defendant and filed a claim for coverage under the policy for his injuries.
The plaintiff became pinned between a trailer and barn while loading cattle and was hospitalized for several days as a result of his resulting injuries. Homeowner’s Policy Doesn’t Cover Farming Injury. Insurance industry or office experience and knowledge is helpful.This page contains summaries of significant recent court opinions involving insurance litigation of relevance to farmer and ranchers. Compensation is base salary of $2500/month plus commissions. Our Customer Service Representative will be responsible for providing exceptional customer service to our current clients and new prospects, processing policy change requests, maintain knowledge of our products, and answer any questions our clients may have. Our top agency is looking to hire the right individual to join our outstanding customer service team.
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